The short answer
The Wise file has 18 columns, dates written as YYYY-MM-DD HH:MM:SS and an unsigned amount with a direction column. QuickBooks Online wants a CSV with the columns Date,Description,Amount. So the date is rewritten as DD/MM/YYYY, the amount is written as one signed number, and the text columns are moved as in the table below.
Paid pack. The Wise profile is one of the 35 profiles unlocked by a licence (9 US dollars, paid once; see the terms). Without a licence you can still convert this file with the free manual column mapper, using the column table on this page, within the free limit of 25 rows per file.
The converter runs in your browser. Your file is not uploaded.
What the Wise CSV looks like
- Country: International.
- Account type: transaction history export.
- Header row: yes, one row before the first transaction.
- Columns: 18, separated by commas.
- Date format: YYYY-MM-DD HH:MM:SS, for example 2024-03-04 09:15:00 (the source writes it as %Y-%m-%d %H:%M:%S).
- Amounts: an unsigned amount with a direction column. Evidence for the direction: the source says it in words.
- Header text: the source gives column positions and meanings only, not the header names.
Note kept with this layout in the profile data: Eighteen columns. The amount column is unsigned: money in and money out sit in the same column, and the third column gives the direction. The hledger rules file labels the eighteen fields id, status, direction, date_created, date_finished, source_fee_amount, source_fee_currency, target_fee_amount, target_fee_currency, source_name, source_amount_after_fees, source_currency, target_name, target_amount_after_fees, target_currency, exchange_rate, reference, batch (the rule author's labels, not the header text). The converter must read the direction column to set the sign and should show it for confirmation.
What QuickBooks Online accepts
- File type: CSV.
- Header row: yes, with the column names of one of the two layouts.
- 3-column layout: Date, Description, Amount. The vendor's example row: 1/1/2018,Example of a payment,-100.00
- 4-column layout: Date, Description, Credit, Debit. The vendor's example row: 1/1/2018,Example of a deposit,200.00,
- Required columns: Date, Description, Amount.
- Amounts: 3-column layout: one signed Amount column, a payment is negative (the vendor's example payment is -100.00). 4-column layout: separate Credit and Debit columns.
- Dates: one consistent format; the global edition of the page recommends dd/mm/yyyy, and its example rows use 1/1/2018.
| QuickBooks Online column | Required by QuickBooks Online | Filled from the Wise file |
|---|---|---|
| Date | required | column 4 |
| Description | required | column 13 and column 17 |
| Amount | required | column 14 |
From the vendor's help page: "QuickBooks accepts CSVs with either the 3-column or 4-column format": Date, Description, Amount; or Date, Description, Credit, Debit.
Column-by-column mapping
Every column of the Wise file, left to right, and where it ends up in the QuickBooks Online file.
| Column | Header text | What it holds | Where it goes in the QuickBooks Online file |
|---|---|---|---|
| 1 | not given by the source | Reference or check number | Not copied |
| 2 | not given by the source | Not used | Not copied |
| 3 | not given by the source | Direction (in or out) | Not copied; it decides the sign of the amount |
| 4 | not given by the source | Transaction date | Date, rewritten as DD/MM/YYYY |
| 5 | not given by the source | Not used | Not copied |
| 6 | not given by the source | Not used | Not copied |
| 7 | not given by the source | Not used | Not copied |
| 8 | not given by the source | Not used | Not copied |
| 9 | not given by the source | Not used | Not copied |
| 10 | not given by the source | Not used | Not copied |
| 11 | not given by the source | Not used | Not copied |
| 12 | not given by the source | Not used | Not copied |
| 13 | not given by the source | Payee or counterparty | Description (first part) |
| 14 | not given by the source | Amount, unsigned | Amount, negative when the direction column says money out |
| 15 | not given by the source | Currency | Not copied |
| 16 | not given by the source | Not used | Not copied |
| 17 | not given by the source | Memo or note | Description, after the bank's description text |
| 18 | not given by the source | Not used | Not copied |
Pitfalls for Wise to QuickBooks Online
Dates
- The date must be reordered. The bank file is written year first, then month, then day (YYYY-MM-DD HH:MM:SS, for example 2024-03-04 09:15:00). The QuickBooks Online file is written day first, then month, then year (DD/MM/YYYY, for example 04/03/2024).
- The date column also holds a time (2024-03-04 09:15:00). Only the date is kept; the time is dropped.
- QuickBooks Online on dates: one consistent format; the global edition of the page recommends dd/mm/yyyy, and its example rows use 1/1/2018. The converter writes dd/mm/yyyy as the fetched page recommends and offers mm/dd/yyyy as an option, because QuickBooks reads dates according to the company's region. The US edition of the page could not be fetched on the checked date.
Amounts and their direction
- The amount column is unsigned and another column says whether the row is money in or money out. A row marked as money out becomes a negative Amount.
- QuickBooks Online's own rule: 3-column layout: one signed Amount column, a payment is negative (the vendor's example payment is -100.00). 4-column layout: separate Credit and Debit columns.
- How sure the direction is: the source says it in words.
Other QuickBooks Online import rules
- Remove any zeroes (0) from the file and leave those cells blank.
- Remove the word 'amount' if it appears in the Credit or Debit column header.
- Remove the day of the week from dates (for example 20/11/2018 TUE).
- Correct any transactions that display numbers in the Description column.
- Mac users must save the file as a Windows CSV file.
- CSV files for credit card accounts may display transactions in reverse order.
Before and after: an invented example
Invented sample data. These four rows were made up for this page. They are not from a real Wise export and hold no real account, name or balance.
The source gives column positions only, so the headings below are the column number and what the column holds, not the bank's header text. The 11 unused columns of the file are left out of the table.
| 1: reference or check number | 3: direction (in or out) | 4: transaction date | 13: payee or counterparty | 14: amount | 15: currency | 17: memo or note |
|---|---|---|---|---|---|---|
| S0001 | OUT | 2024-03-04 09:15:00 | Coffee Corner | 4.50 | EUR | Card purchase |
| S0002 | IN | 2024-03-05 09:15:00 | Example Co | 2500.00 | EUR | Salary March |
| S0003 | OUT | 2024-03-07 09:15:00 | Sample Landlord | 1234.56 | EUR | Standing order |
| S0004 | IN | 2024-03-11 09:15:00 | Example Shop | 15.25 | EUR | Refund |
| Date | Description | Amount |
|---|---|---|
| 04/03/2024 | Coffee Corner - Card purchase | -4.50 |
| 05/03/2024 | Example Co - Salary March | 2500.00 |
| 07/03/2024 | Sample Landlord - Standing order | -1234.56 |
| 11/03/2024 | Example Shop - Refund | 15.25 |
Do it by hand in a spreadsheet, free
These steps need no tool from this site. The cell references follow the column positions of the profile above; if your spreadsheet uses semicolons between formula arguments, replace the commas.
- Open the Wise CSV in a spreadsheet program through its import dialog. Set the date column (column 4) to Text so the program does not reinterpret it, and leave the amount columns as numbers.
- Row 1 is the header and the transactions start in row 2.
- Date: rewrite column D from YYYY-MM-DD HH:MM:SS to DD/MM/YYYY (2024-03-04 09:15:00 becomes 04/03/2024). In a new column, for the first transaction:
=MID(D2,9,2)&"/"&MID(D2,6,2)&"/"&MID(D2,1,4)This formula reads the date by character position, so it only works while the dates are text and every date has a two-digit day and month. Fill it down. - Amounts: the amount is unsigned and column C gives the direction. Look at which words your file uses there (the public sources do not list them) and adapt the text in the formula. Signed Amount:
=IF(C2="OUT",-ABS(N2),ABS(N2)) - Text columns: fill Description (from column 13 and column 17). Where several bank columns feed one column, join them with a separator such as " - ".
- Apply QuickBooks Online's own rules from its help page: Remove any zeroes (0) from the file and leave those cells blank. Remove the word 'amount' if it appears in the Credit or Debit column header. Remove the day of the week from dates (for example 20/11/2018 TUE). Correct any transactions that display numbers in the Description column. Mac users must save the file as a Windows CSV file. CSV files for credit card accounts may display transactions in reverse order.
- Keep only the new columns, put the header row Date,Description,Amount on top, save the sheet as a comma-separated CSV, and compare the dates, the direction of the amounts and the number of rows with your statement in QuickBooks Online's import preview.
Or use the converter
Load the file, choose the Wise profile in the bank list and the target QuickBooks Online, read the preview, then download. The conversion runs locally in your browser: the file is not uploaded, and only the licence key is sent for unlocking.
Paid pack. The Wise profile is one of the 35 profiles unlocked by a licence (9 US dollars, paid once; see the terms). Without a licence you can still convert this file with the free manual column mapper, using the column table on this page, within the free limit of 25 rows per file.
Where this layout comes from
No bank supplied or approved this layout. It was copied on 5 October 2026 from a public open-source importer file kept by volunteers: bank2ynab/bank2ynab, file bank2ynab/data/bank2ynab.conf
Also read: simonmichael/hledger, file examples/csv/other/Wise.rules
The lines used from the source: [Wise] Source Filename Pattern = transaction-history ; Header Rows = 1 ; Input Columns = skip,skip,skip,Date,skip,skip,skip,skip,skip,skip,skip,skip,Payee,Outflow,skip,skip,skip,skip ; comment: "Inflow and Outflow are in the same column"
The QuickBooks Online rules come from the vendor's own help pages: quickbooks.intuit.com/learn-support/en-global/help-article/bank-transactions/format-csv-files-excel-bank-transactions-quickbooks/L4BjLWckq_ROW_en (named as text, not linked). The official page was fetched and read on the checked date.
Bank formats change. Banks alter their CSV exports without notice and vendors change their import rules, so this mapping can be out of date. If the preview looks wrong, use the manual column mapper.